Terms of Service

These Terms of Service ("terms") describe the general nature of Enterprise Sage LLC's ("Enterprise Sage", "ES", "we", "us") services, limitations, disclaimers, and expectations. These Terms are informational only and do NOT constitute a binding contract, engagement agreement, or offer of services.

A formal client relationship with Enterprise Sage exists only when a separate written engagement agreement is signed by both parties.

1. Purpose of These Terms

These Terms explain:

• What Enterprise Sage does
• What Enterprise Sage does not do
• How we interact with clients and prospective clients
• How we use information collected through questionnaires or consultations
• Our relationship with third-party service providers

These Terms apply to anyone who:

• Visits our website
• Completes a valuation questionnaire
• Receives educational materials
• Participates in initial calls or consultations
• Interacts with our firm prior to entering a formal engagement

These Terms do not create a client-advisor or client-consultant relationship.

2. About Enterprise Sage

Enterprise Sage LLC ("Enterprise Sage," "ES," "we," "our") provides Business Wealth Navigation services which includes detailed evaluations, and opportunity-identification services, including:

• Business valuations (software-assisted)
• Strategic opportunity identification
• Management and leadership coaching
• Family office strategy support (non-fiduciary)
• Tax strategy planning & implementation facilitation
• Generational wealth transfer planning support
• Deferred compensation strategy support
• Insurance planning & implementation facilitation
• Lead generation and reciprocal referral programs
• Employee leasing & payroll coordination
• Fractional CFO / operations consulting
• Introductions to third-party service providers

Our mission is to help business owners identify opportunities to increase enterprise value and efficiency.

3. No Regulated Advice

Enterprise Sage is not:

• a Registered Investment Adviser (RIA)
• a broker-dealer
• a CPA or tax preparation firm
• a law firm
• a fiduciary under federal or state law
• an insurance producer (unless via separately licensed partners)

Nothing we provide constitutes:

• investment or financial advice
• legal advice
• tax or accounting advice
• actuarial advice
• fiduciary guidance

All regulated decisions must be made with appropriately licensed professionals.

4. No Client Relationship Created

Your use of our website, completion of questionnaires, participation in discovery calls, or receipt of general recommendations does not create a client relationship with Enterprise Sage.

You become a client only when a separate written engagement agreement is signed and appropriate fees are paid.

5. Relationship With Third-Party Providers

Enterprise Sage may introduce prospective clients to independent, licensed third-party providers ("Referral Partners") for services such as:

• legal work
• tax strategy planning
• financial advisory services
• investment management
• insurance solutions
• payroll and employee leasing

You understand that:

• Referral Partners are not employees or agents of Enterprise Sage
• We do not supervise, control, or guarantee their work
• Any engagement with them is governed by your own agreement with that provider
• Enterprise Sage may receive compensation or reciprocal referral benefits

Your decision to engage a third party is voluntary and solely your responsibility.

6. Business Valuation Questionnaire & Report

When you complete our valuation questionnaire:

• You are responsible for the accuracy of the information you submit
• Enterprise Sage does not audit or verify your inputs
• Valuation outputs are software-assisted estimates, not formal business appraisals
• Results are for strategic and educational purposes only
• Any Business Wealth Navigator report or suggestion, whether written or relayed verbally should not be constituted as legal, tax, valuation, or investment advise or documentation. Reports and discussions identify potential opportunities, not guaranteed outcomes.

7. No Guarantees

Enterprise Sage does not guarantee:

• increases in business valuation
• revenue improvement or profitability
• tax savings
• legal outcomes
• successful implementation of strategies
• performance of third-party providers

Business outcomes depend on many factors outside our control.

8. Educational Materials & Social Media Content

Any content delivered by Enterprise Sage or its officers/employees - including:

• website articles
• webinars
• videos
• podcasts
• social media posts
• online interviews
• downloadable guides

provides general educational purposes only and should not be relied upon as regulated, personalized, or professional advice. Viewing such content does not create a professional relationship.

9. Intellectual Property

Enterprise Sage owns all rights to:

• Business Wealth Navigator
• All reports, methodologies, frameworks, processes, and templates
• Digital media, graphics, logos, and educational content
• Website, podcast, social media and communication materials

We grant you limited, non-exclusive, revocable, and non-transferable license to access and use our content solely for lawful and personal purposes. You may not reproduce, distribute, or modify Enterprise Sage materials without written consent.

10. Confidentiality & Data Handling

Enterprise Sage maintains confidentiality of information shared through questionnaires, calls, or communications. Information may be shared with appropriate third-party providers only with your knowledge or consent, unless required by law. Data collection and usage are further governed by our Privacy Policy.

11. Limitation of Liability

To the fullest extent permitted by law, Enterprise Sage is not liable for:

• decisions made based on our reports or recommendations
• outcomes resulting from third-party providers
• indirect, incidental, or consequential damages
• reliance on educational materials
• loss of profits, data, or business opportunities
• Incomplete or delayed services due to circumstances beyond our reasonable control such as acts of God, war, or natural disaster

The sole remedy for dissatisfaction is to discontinue your use of Enterprise Sage services.

12. No Refund Policy

Because valuation reports and strategic summaries are custom and electronically delivered, they cannot be returned, and Enterprise Sage does not offer refunds.

13. Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles.